Asset or Equipment Finance

An old adage “cash is king” has never been more true than in today’s testing market conditions. One of the many (and often overlooked) ways to increase working capital and improve cashflow is to choose the right option when it comes to financing both new and existing plant, machinery and other equipment.

At Invicta Commercial Finance we can advise on the best course of action and help you obtain the right source of funding at the right price.

The following are examples of the kind of assets that we can finance:
  • Cars, Vans and HGV’s
  • Plant and Machinery
  • Computer and Office Equipment
  • Printing Presses and Equipment
  • Stock / Inventory
  • Production Line Equipment
  • Racking and Storage
  • Aeroplanes and Helicopters
  • Boats and Yachts
As a general rule, the purchase of an asset should be funded by appropriate finance that is repaid over the useful working life of the asset and with regard to your need to own the asset when the finance is repaid. In this way you will not tie up valuable working capital and will be able to replace assets when they have come to the end, of their working life and are no longer economical to run. It is often tempting, if the cash is available, to use working capital (cashflow) to finance asset purchases in order to keep finance costs to a minimum. However, this is usually not the most appropriate solution as the working capital that is being tied up can often be used more productively elsewhere.

Correctly structured Asset or Equipment Finance can often be the key to efficient cashflow and use of working capital. It is also frequently possible to raise additional working capital by refinancing existing assets, this is often more cost effective then alternative forms of finance.

If you want finance, re-finance or just want a better deal on your existing facilities, then we can provide expert advice on the following:
  • Hire Purchase
  • Lease Purchase
  • Sale and Lease Back
  • Term Loan
  • Finance Lease
  • Operating Lease
  • Asset Based Lending
If you are looking to finance the purchase of a new asset or to review your existing facilities to reduce costs and would like to meet for a Free initial discussion please ‘CLICK HERE’.

Invicta Commercial Finance is a trading style of McLaughlin Hook Finance Limited
Registered Office: The Oast, 62 Bell Road, Sittingbourne, Kent ME10 4HE. Registered in England and Wales 5438666. © 2010 McLaughlin Hook Finance Ltd.